Elise Fay

Elise Fay

(602) 329-7782

Assumable homes for sale in Carefree, AZ

28 homesVA & FHA loansrates from 2.77% vs 7.28% today

Carefree assumption guide
5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$575,000$43,251 down
Rate
5.625%
7.28%today
Payment
$3,220/mo
$3,828today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

229 JORDON Lane, Phoenix, AZ, 85086 — assumable VA mortgage at 2.88%
VA
Active
32
$795,000$124,534 down
Rate
2.88%
7.28%today
Payment
$3,110/mo
$5,125today
  • 4beds
  • 2baths
  • 2,434sqft

229 JORDON Lane, Phoenix

39410 7TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 3.12%
VA
Active
81
$1,174,900$294,490 down
Rate
3.12%
7.28%today
Payment
$4,175/mo
$6,673today
  • 4beds
  • 4baths
  • 3,647sqft

39410 7TH Street, Phoenix

5317 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.77%
VA
Active
50
$949,999$371,200 down
Rate
2.77%
7.28%today
Payment
$2,707/mo
$4,526today
  • 3beds
  • 3baths
  • 3,022sqft

5317 FOREST PLEASANT Place, Cave Creek

4220 DESERT MARIGOLD Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.89%
VA
Active
27
$599,999$213,006 down
Rate
2.89%
7.28%today
Payment
$1,851/mo
$3,047today
  • 3beds
  • 2baths
  • 2,029sqft

4220 DESERT MARIGOLD Drive, Cave Creek

33550 DOVE LAKES Drive #1002, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.96%
VA
Active
26
$515,000$203,340 down
Rate
2.96%
7.28%today
Payment
$1,506/mo
$2,456today
  • 2beds
  • 2baths
  • 1,702sqft

33550 DOVE LAKES Drive #1002, Cave Creek

42213 3RD Street, Phoenix, AZ, 85086 — assumable FHA mortgage at 3.76%
FHA
Active
70
$465,000$125,095 down
Rate
3.76%
7.28%today
Payment
$1,722/mo
$2,541today
  • 3beds
  • 2baths
  • 1,859sqft

42213 3RD Street, Phoenix

8584 TUMBLEWEED Drive, Scottsdale, AZ, 85266 — assumable VA mortgage at 2.83%
VA
Active
92
$1,717,500$1,055,843 down
Rate
2.83%
7.28%today
Payment
$3,094/mo
$5,132today
  • 3beds
  • 4baths
  • 4,073sqft

8584 TUMBLEWEED Drive, Scottsdale

9663 CINDER CONE Trail, Scottsdale, AZ, 85262 — assumable VA mortgage at 2.88%
VA
Active
60
$1,249,000$802,962 down
Rate
2.88%
7.28%today
Payment
$2,132/mo
$3,513today
  • 3beds
  • 3baths
  • —sqft

9663 CINDER CONE Trail, Scottsdale

38418 12TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 2.99%
VA
Active
40
$749,000$377,633 down
Rate
2.99%
7.28%today
Payment
$1,747/mo
$2,839today
  • 4beds
  • 2baths
  • 2,493sqft

38418 12TH Street, Phoenix

34801 53RD Street #13, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.00%
VA
Active
44
$989,000$422,801 down
Rate
3.00%
7.28%today
Payment
$2,703/mo
$4,387today
  • 3beds
  • 3baths
  • 2,468sqft

34801 53RD Street #13, Cave Creek

6117 PALOMINO Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.01%
VA
Active
62
$924,900$509,164 down
Rate
3.01%
7.28%today
Payment
$2,287/mo
$3,491today
  • 5beds
  • 3baths
  • 3,960sqft

6117 PALOMINO Lane, Scottsdale

47205 New River Road, New River, AZ, 85087 — assumable VA mortgage at 3.02%
VA
Active
28
$399,999$171,048 down
Rate
3.02%
7.28%today
Payment
$1,116/mo
$1,806today
  • 3beds
  • 2baths
  • 1,738sqft

47205 New River Road, New River

11058 Tamarisk Way, Scottsdale, AZ, 85262 — assumable VA mortgage at 3.02%
VA
Active
122
$3,399,000$2,720,972 down
Rate
3.02%
7.28%today
Payment
$3,252/mo
$5,263today
  • 5beds
  • 9baths
  • 9,004sqft

11058 Tamarisk Way, Scottsdale

38819 19TH Way, Phoenix, AZ, 85086 — assumable VA mortgage at 3.07%
VA
Active
26
$550,000$235,105 down
Rate
3.07%
7.28%today
Payment
$1,485/mo
$2,389today
  • 3beds
  • 2baths
  • 2,170sqft

38819 19TH Way, Phoenix

6291 IRONWOOD Drive, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.17%
VA
Active
76
$2,077,000$1,152,299 down
Rate
3.17%
7.28%today
Payment
$4,497/mo
$7,142today
  • 3beds
  • 4baths
  • 4,404sqft

6291 IRONWOOD Drive, Scottsdale

9330 Sutherland Way, Scottsdale, AZ, 85262 — assumable VA mortgage at 3.36%
VA
Active
36
$1,150,000$843,507 down
Rate
3.36%
7.28%today
Payment
$2,042/mo
$3,166today
  • 4beds
  • 2baths
  • 2,430sqft

9330 Sutherland Way, Scottsdale

32006 44TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.43%
VA
Active
49
$1,050,000$904,739 down
Rate
3.43%
7.28%today
Payment
$832/mo
$1,279today
  • 4beds
  • 3baths
  • 2,679sqft

32006 44TH Place, Cave Creek

8650 STAGHORN Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.60%
VA
Active
65
$1,850,000$1,170,555 down
Rate
3.60%
7.28%today
Payment
$3,976/mo
$5,983today
  • 4beds
  • 5baths
  • —sqft

8650 STAGHORN Lane, Scottsdale

44728 22ND Street, New River, AZ, 85087 — assumable VA mortgage at 3.97%
VA
Active
35
$625,000$360,501 down
Rate
3.97%
7.28%today
Payment
$1,689/mo
$2,430today
  • 3beds
  • 2baths
  • 2,357sqft

44728 22ND Street, New River

5308 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.50%
VA
Active
66
$900,000$31,664 down
Rate
6.50%
7.28%today
Payment
$5,545/mo
$6,003today
  • 4beds
  • 3baths
  • —sqft

5308 FOREST PLEASANT Place, Cave Creek

4714 MORNING VISTA Lane, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.38%
FHA
Active
22
$445,000$376,532 down
Rate
4.38%
7.28%today
Payment
$582/mo
$797today
  • 2beds
  • 2baths
  • 1,454sqft

4714 MORNING VISTA Lane, Cave Creek

4728 SPUR Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.09%
VA
Active
32
$949,000$307,507 down
Rate
5.09%
7.28%today
Payment
$3,712/mo
$4,683today
  • 4beds
  • 3baths
  • 2,690sqft

4728 SPUR Drive, Cave Creek

29426 51ST Place, Cave Creek, AZ, 85331 — assumable FHA mortgage at 6.54%
FHA
Active
58
$689,000$170,536 down
Rate
6.54%
7.28%today
Payment
$3,424/mo
$3,691today
  • 4beds
  • 2baths
  • 1,828sqft

29426 51ST Place, Cave Creek

26627 46TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.60%
VA
Active
38
$950,000$268,260 down
Rate
6.60%
7.28%today
Payment
$4,528/mo
$4,851today
  • 5beds
  • 3baths
  • 2,582sqft

26627 46TH Place, Cave Creek

34841 3RD Street, Phoenix, AZ, 85086 — assumable VA mortgage at 6.76%
VA
Active
37
$850,000$159,387 down
Rate
6.76%
7.28%today
Payment
$4,545/mo
$4,789today
  • 4beds
  • 3baths
  • 2,176sqft

34841 3RD Street, Phoenix

1111 Honda Bow Rd -- #-, New River, AZ, 85087 — assumable VA mortgage at 6.32%
VA
Active
26
$125,000Potential short sale
Rate
6.32%
7.28%today
Payment
$2,822/mo
$3,113today
  • —beds
  • —baths
  • —sqft

1111 Honda Bow Rd -- #-, New River

35710 140TH Street, Scottsdale, AZ, 85262 — assumable FHA mortgage at 6.52%
FHA
Active
60
$1,199,800$633,315 down
Rate
6.52%
7.28%today
Payment
$3,595/mo
$3,883today
  • 4beds
  • 4baths
  • 3,518sqft

35710 140TH Street, Scottsdale

Assuming a mortgage in Carefree

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 28 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.77%
Lowest existing payment
$582 /mo
Median cash to assume
$360,501
Elise Fay

Elise Fay

Realtor License: SA5401250000

eXp Realty

elise@elisefay.com+16023297782
Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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