Elise Fay

Elise Fay

(602) 329-7782

Assumable homes for sale in Phoenix, AZ

23 homesFHA & VA loansrates from 2.86% vs 7.28% today

Phoenix assumption guide
2830 48TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.07%
FHATop pick
Active
26
$279,900Potential short sale
Rate
3.07%
7.28%today
Payment
$1,441/mo
$2,318today
  • 4beds
  • 2baths
  • 1,288sqft

2830 48TH Lane, Phoenix

2837 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.05%
FHATop pick
Active
35
$349,000$21,430 down
Rate
3.05%
7.28%today
Payment
$1,541/mo
$2,486today
  • 3beds
  • 3baths
  • 1,848sqft

2837 73RD Drive, Phoenix

5059 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.86%
FHA
Active
27
$345,000$68,853 down
Rate
2.86%
7.28%today
Payment
$1,281/mo
$2,116today
  • 3beds
  • 2baths
  • 1,200sqft

5059 VERNON Avenue, Phoenix

2512 48TH Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.10%
FHA
Active
12
$359,000$69,003 down
Rate
3.10%
7.28%today
Payment
$1,375/mo
$2,204today
  • 3beds
  • 2baths
  • 1,142sqft

2512 48TH Drive, Phoenix

6805 ENCANTO Boulevard, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.11%
FHA
Active
26
$344,900$46,256 down
Rate
3.11%
7.28%today
Payment
$1,415/mo
$2,264today
  • 3beds
  • 2baths
  • 1,280sqft

6805 ENCANTO Boulevard, Phoenix

2551 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.22%
FHA
Active
38
$369,000$49,410 down
Rate
3.22%
7.28%today
Payment
$1,533/mo
$2,419today
  • 3beds
  • 3baths
  • 1,675sqft

2551 73RD Drive, Phoenix

4923 GRANADA Road, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.96%
FHA
Active
32
$379,999$84,283 down
Rate
2.96%
7.28%today
Payment
$1,396/mo
$2,277today
  • 4beds
  • 2baths
  • 1,840sqft

4923 GRANADA Road, Phoenix

2656 48th Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.11%
FHA
Active
15
$375,000$92,029 down
Rate
3.11%
7.28%today
Payment
$1,343/mo
$2,150today
  • 5beds
  • 2baths
  • —sqft

2656 48th Lane, Phoenix

5015 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.17%
FHA
Active
$335,900Potential short sale
Rate
4.17%
7.28%today
Payment
$1,842/mo
$2,587today
  • 4beds
  • 2baths
  • 1,930sqft

5015 VERNON Avenue, Phoenix

5144 Monte Vista Road, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.17%
FHA
Active
31
$369,900$35,487 down
Rate
4.17%
7.28%today
Payment
$1,770/mo
$2,486today
  • 4beds
  • 2baths
  • 1,555sqft

5144 Monte Vista Road, Phoenix

6411 VERDE Lane, Phoenix, AZ, 85033 — assumable FHA mortgage at 3.45%
FHA
Active
43
$345,000$140,611 down
Rate
3.45%
7.28%today
Payment
$1,052/mo
$1,612today
  • 3beds
  • 2baths
  • 2,004sqft

6411 VERDE Lane, Phoenix

6615 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.96%
FHA
Active
20
$299,900$200,943 down
Rate
3.96%
7.28%today
Payment
$611/mo
$880today
  • 3beds
  • 3baths
  • 1,452sqft

6615 MELVIN Street, Phoenix

5129 ENCANTO Boulevard, Phoenix, AZ, 85035 — assumable FHA mortgage at 6.35%
FHA
Active
25
$350,000$7,655 down
Rate
6.35%
7.28%today
Payment
$2,175/mo
$2,392today
  • 3beds
  • 2baths
  • 1,476sqft

5129 ENCANTO Boulevard, Phoenix

2366 73RD Lane, Phoenix, AZ, 85035 — assumable VA mortgage at 6.69%
VA
Active
43
$300,000Potential short sale
Rate
6.69%
7.28%today
Payment
$1,998/mo
$2,121today
  • 3beds
  • 3baths
  • 1,579sqft

2366 73RD Lane, Phoenix

2228 47TH Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 6.74%
FHA
Active
13
$349,000Potential short sale
Rate
6.74%
7.28%today
Payment
$2,348/mo
$2,479today
  • 5beds
  • 3baths
  • 1,676sqft

2228 47TH Drive, Phoenix

7352 WINDSOR Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.30%
FHA
Active
32
$315,000$206,786 down
Rate
4.30%
7.28%today
Payment
$730/mo
$1,009today
  • 3beds
  • 3baths
  • 1,565sqft

7352 WINDSOR Avenue, Phoenix

2621 50TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 5.81%
FHA
Active
36
$380,000$36,911 down
Rate
5.81%
7.28%today
Payment
$2,134/mo
$2,486today
  • 4beds
  • 2baths
  • 1,242sqft

2621 50TH Lane, Phoenix

4545 67TH Avenue #1192, Phoenix, AZ, 85033 — assumable FHA mortgage at 4.41%
FHA
Active
42
$365,000$276,138 down
Rate
4.41%
7.28%today
Payment
$599/mo
$817today
  • 3beds
  • 2baths
  • 1,339sqft

4545 67TH Avenue #1192, Phoenix

649 69TH Avenue, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
39
$364,900$36,546 down
Rate
6.50%
7.28%today
Payment
$2,120/mo
$2,295today
  • 4beds
  • 2baths
  • 1,499sqft

649 69TH Avenue, Phoenix

3013 52ND Parkway, Phoenix, AZ, 85031 — assumable FHA mortgage at 7.63%
FHA
Active
14
$355,000$34,752 down
Rate
7.63%
7.28%today
Payment
$2,327/mo
$2,249today
  • 3beds
  • 2baths
  • 1,395sqft

3013 52ND Parkway, Phoenix

6920 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.02%
FHA
Active
21
$364,000$51,490 down
Rate
6.02%
7.28%today
Payment
$1,976/mo
$2,251today
  • 3beds
  • 2baths
  • 1,176sqft

6920 MELVIN Street, Phoenix

3817 59TH Drive, Phoenix, AZ, 85033 — assumable FHA mortgage at 6.94%
FHA
Active
60
$459,900$76,241 down
Rate
6.94%
7.28%today
Payment
$2,597/mo
$2,687today
  • 5beds
  • 3baths
  • 1,847sqft

3817 59TH Drive, Phoenix

6606 POLK Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
27
$305,000Potential short sale
Rate
6.50%
7.28%today
Payment
$2,287/mo
$2,455today
  • 3beds
  • 3baths
  • 1,452sqft

6606 POLK Street, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$599 /mo
Median cash to assume
$60,171
Elise Fay

Elise Fay

Realtor License: SA5401250000

eXp Realty

elise@elisefay.com+16023297782
Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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