Elise Fay

Elise Fay

Assumable homes for sale in Prescott, AZ

15 homesFHA & VA loansrates from 2.83% vs 7.28% today

Prescott assumption guide
8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 down
Rate
2.83%
7.28%today
Payment
$1,156/mo
$1,917today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
24
$625,000$177,447 down
Rate
3.07%
7.28%today
Payment
$2,115/mo
$3,402today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
7.28%today
Payment
$1,244/mo
$2,009today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
7.28%today
Payment
$4,427/mo
$7,343today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$94,345 down
Rate
4.67%
7.28%today
Payment
$2,811/mo
$3,721today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
7.28%today
Payment
$1,476/mo
$2,229today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$193,987 down
Rate
3.61%
7.28%today
Payment
$800/mo
$1,203today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$349,645 down
Rate
3.88%
7.28%today
Payment
$1,302/mo
$1,894today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$132,066 down
Rate
4.03%
7.28%today
Payment
$525/mo
$749today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
7.28%today
Payment
$1,029/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

2750 Cedar Springs Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$389,900$55,872 down
Rate
6.90%
7.28%today
Payment
$2,296/mo
$2,385today
  • 3beds
  • 2baths
  • 1,574sqft

2750 Cedar Springs Lane, Prescott Valley

209 ROBINSON Drive, Prescott, AZ, 86303 — assumable FHA mortgage at 5.22%
FHA
Active
29
$495,000$416,454 down
Rate
5.22%
7.28%today
Payment
$459/mo
$571today
  • 3beds
  • 2baths
  • 1,740sqft

209 ROBINSON Drive, Prescott

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%
FHA
Active
36
$699,900$222,252 down
Rate
7.22%
7.28%today
Payment
$3,322/mo
$3,342today
  • 3beds
  • 2baths
  • 2,278sqft

2893 Brooks Range, Prescott

165 Rocky Dells Drive, Prescott, AZ, 86303 — assumable VA mortgage at 6.34%
VA
Active
36
$655,000$429,099 down
Rate
6.34%
7.28%today
Payment
$1,461/mo
$1,609today
  • 3beds
  • 3baths
  • 1,672sqft

165 Rocky Dells Drive, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$459 /mo
Median cash to assume
$193,987
Elise Fay

Elise Fay

Realtor License: SA5401250000

eXp Realty

elise@elisefay.com+16023297782
Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.