Assumable homes for sale in Prescott, AZ

3 homesVA & FHA loansrates from 3.57% vs 7.28% today

Prescott assumption guide

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%

Active

$599,999$94,345 down

Rate: 4.67%; ~~7.28%~~today
Payment: $2,811/mo; ~~$3,721~~today

3beds
2baths
1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%

Active

$598,000$345,108 down

Rate: 3.57%; ~~7.28%~~today
Payment: $1,476/mo; ~~$2,229~~today

4beds
3baths
2,616sqft

1812 READING Lane, Prescott

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%

FHA

Active

$699,900$222,252 down

Rate: 7.22%; ~~7.28%~~today
Payment: $3,322/mo; ~~$3,342~~today

3beds
2baths
2,278sqft

2893 Brooks Range, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 3.57%
Lowest existing payment: $1,476 /mo
Median cash to assume: $222,252